Campus eBookstore Logo

Skip Navigation LinksEBook Details

Where Credit is Due: Bringing Equity to Credit and Housing After the Market Meltdown

Where Credit is Due: Bringing Equity to Credit and Housing After the Market Meltdown
Author: John Powell;Christy Rogers;Vanessa Carter;Gail Christopher;Rick Cohen
Price: $49.00
ISBN-10: 0761856072
ISBN-13: 9780761856078
Get It!:
Format: EPub
Delivery: BibliU Reader
Duration: Lifetime

Note:
Copy Selections To Clipboard: Copying content to the clipboard is completely disabled
Printing Pages: Printing pages is completely disabled

Description

While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.